Cara O’Neill & Albin Renauer 
How to File for Chapter 7 Bankruptcy 

If you’re overwhelmed by debt, the bankruptcy system can help.
How to File for Chapter 7 Bankruptcy provides the clear information and step-by-step instructions you’ll need to get through the entire process without an attorney.

The book will help you determine whether you qualify for relief and whether filing for Chapter 7 bankruptcy will help you solve your debt issues. You’ll also learn how to:

• stop wage garnishments and lawsuits


• wipe out qualifying debt


• deal with debts you’ve secured with collateral


• keep as much property as possible, and


• rebuild credit after bankruptcy.

The 21st edition includes revised instructions for all of the new user-friendly bankruptcy forms, changes to state exemption laws (which determine what property bankruptcy filers can keep), and important legal updates.

Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo’s Chapter 13 Bankruptcy.

Inhaltsverzeichnis

1. Should You File for Chapter 7 Bankruptcy? 2. The Automatic Stay 3. Your Property and Bankruptcy 4. Your House 5. Secured Debts 6. Complete and File Your Bankruptcy Paperwork 7. Handling Your Case in Court 8. Life After Bankruptcy 9. Which Debts Are Discharged 10. Help Beyond the Book Glossary Appendixes State and Federal Exemption Charts Worksheets, Charts, and Forms Index

Über den Autor

After receiving his J.D. from the University of Michigan Law School in 1985, Albin Renauer worked for various public-interest law firms in the bay area and as a staff attorney for Chief Justice Rose Bird of the California Supreme Court.



He spent 17 years as an editor at Nolo, where he helped create numerous books and software programs, including the bestselling Quicken Will Maker. He also edited Law on the Net, the first online directory of legal resources and was the architect of Nolo’s Webby Award winning website during the dot-com boom.



Currently, Albin is an independent web and database developer and Webby Award judge. His latest project is Legal Consumer.com, an online companion to his How to File for Chapter 7 Bankruptcy designed to help debtors file for bankruptcy.