Gregor Dorfleitner & Lars Hornuf 
FinTech in Germany 

This book focuses on market developments of crowdfunding, crowdinvesting, crowdlending, social trading, robo-advice, personal financial management, online payment and mobile payment in Germany. Fin Tech companies are an important driver of innovation in the financial industry. By making financial transactions more user-friendly and transparent, these firms potentially contribute to financial stability and economic growth. The authors define and categorize the different market segments that have emerged. They further provide an assessment of current market volumes and make forecasts for the next 5, 10 and 20 years. Particular attention is given to the empirical findings resulting from scholarly research. Furthermore, the authors evaluate how the German Fin Tech market ranks relative to international standards. This book will appeal to finance and entrepreneurship researchers as well as practitioners from banking and tech industries.

“This book offers a fresh and fascinating look at the Fin Tech market. The authors provide a rigorous economic analysis of the Fin Tech market in Germany and offer many insights that are of interest to practitioners, academics, and policymakers alike.”

–Professor Douglas Cumming, Schulich School of Business

“Germany is one of the fastest growing Fin Tech markets in Europe. This book not only provides a comprehensive and systematic overview on the developments and actors, but undertakes a visionary outlook on the forthcoming decades based on scientific methods.”






–Dr. Thomas Puschmann, Head of Swiss Fin Tech Innovation Lab

Tabela de Conteúdo

1. Introduction.- 2. Definition of Fin Tech and Description of the Fin Tech Industry.- 3. Methodology.- 4. The Fin Tech Market in Germany.- 5. International Position of the German Fin Tech Market.- 6. Forecasts for the Fin Tech Market in Germany.- 7. Academic Research.- 8. Summary.

Sobre o autor

Prof. Dr. Gregor Dorfleitner pursued graduate work in electrical engineering, mathematics and business administration at the University of Augsburg, from which he received his Ph.D. in 1998. He completed his habilitation in the field of business administration in 2003 and from 2004-2007 he was a professor at the Vienna University of Economics and Business. Since 2007 he has held the positions of Chair of Finance and Director of the Center of Finance at the University of Regensburg. His research focuses on sustainable investments, investment decisions, microfinancing and Fin Tech, and it has been published in numerous international scholarly journals.
Jun.-Prof. Dr. Lars Hornuf, who pursued graduate work in political economy at the University of Essex, joined the University of Munich in 2006 from which he received a Ph.D. in economics in 2011. He has been a visiting scholar at UC Berkeley, Stanford Law School, Duke University, Georgetown University, the Center for Economic Studies, and the House of Finance at the Goethe University Frankfurt. In 2014 he was appointed Assistant Professor of Law and Economics at the University of Trier. He is currently an Affiliated Research Fellow at the Max Planck Institute for Innovation and Competition at Munich. His research focuses on Fin Tech, law and finance, as well as fraud and behavioral science.
Matthias Schmitt is a research fellow and doctoral student at the Max Planck Institute for Innovation and Competition at Munich. He has master’s and bachelor’s degrees in business administration from the Ludwig Maximilian University of Munich. He has professional experience in the banking industry and in corporate finance and strategy. His research interests include entrepreneurial finance and Fin Tech.
Martina Weber is a research associate and doctoral student at the University of Regensburg. She holds an M.Sc. in business administration (with honors) from the University of Regensburg and an M.Sc. in Economics with a focus in finance from Murray State University in the USA. Her professional experience includes training as a bank clerk and various internships in finance. Her research focuses on Fin Tech and alternative forms of financing for small and medium-sized companies.