John Graham Brooks 
American Citizen 
The Life of William Henry Baldwin, Jr.

Whilst the greatest effort has been made to ensure the quality of this text, due to the historical nature of this content, in some rare cases there may be minor issues with legibility. It is hardly eight years since I saw a great figure in the insurance world talking a little haughtily to a group of approving listeners. With much eloquence and tingling with moral indignation, he was making observations on the muck-raker. His vocabulary of invective was too limited to express all that he felt on this subject.<br><br>At that moment the storm was gathering against his own and other towering insurance companies. He was stung to the quick as by a monstrous injustice. It seemed to him very simple. It was the work of the agitator and of creatures properly called muck-rakers. His main reason for resentment was that they were destroying public confidence. He was very impressive about this. Business and general prosperity, he said, could not endure for a month without confidence. It was the one source of our welfare.