Mark Twain 
An Inquiry about Insurances 

Mark Twain ponders the usefulness of insurance coverage. 
‘Coming down from Sacramento the other night, I found on a center-table in the saloon of the steamboat, a pamphlet advertisement of an Accident Insurance Company.  It interested me a good deal, with its General Accidents, and its Hazardous Tables, and Extra-Hazardous furniture of the same description, and I would like to know something more about it.  It is a new thing to me.  I want to invest if I come to like it.  I want to ask merely a few questions of the man who carries on this Accident shop’. 

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Samuel Langhorne Clemens (November 30, 1835 – April 21, 1910),   known by his pen name Mark Twain, was an American writer, humorist, entrepreneur, publisher, and lecturer.