Stephen Sutherland 
How to Make Money in ISAs and SIPPs 
Tax-Efficient Investing Made Easy

How to Make Money in ISAs and SIPPs by investment expert Stephen Sutherland is the first book of its kind to focus on how to secure a richer retirement using the UK’s two top tax shelters; ISAs (Individual Savings Account) and SIPPs (Self-Invested Personal Pension). It’s the ultimate guide for ‘affluent’ DIY investors approaching retirement or in retirement looking to achieve better returns. Inside, you will learn how ISAs and SIPPs can boost your returns, create a tax-free income for life and reduce the risk of running out of money during retirement. The book has a foreword by Richard Koch (author of The 80/20 Principle with over a million copies sold in 34 languages). Readers will discover: How to create a ‘tax-free’ lifetime income stream, a fast easy way to find funds ‘in the money flow’, when to buy and exit at the optimum time, how to protect your wealth when downtrends are triggered, insider secrets for saving thousands in fees and charges… and much more! How to Make Money in ISAs and SIPPs is aimed at ISA and SIPP investors, or those thinking of investing, who are unhappy with their investment performance and want to boost their returns. It’s perfect for business owners, self-employed professionals, corporate executives, wealthy retirees and financial professionals. It’s also essential reading for investors who have at least £250, 000 actively invested.