Bruce Brammall 
Mortgages Made Easy 
8 Steps to Smart Borrowing for Homes and Investment Properties, Australian Edition

Structure your mortgage for a more secure, more profitable
property investment

Mortgages Made Easy is the definitive guide to getting
the optimal mortgage for your home or investment property purchase.
Bestselling author, mortgage broker, and financial advisor Bruce
Brammall, aka Debt Man, walks you through the process in his
trademark style, giving you all the information you need to buy a
property and finance it right. Success in real estate is as much
about having the right debt structure as it is about buying quality
property, and this book shows you how to build the financial
fortification that is critical to your long-term security. You’ll
learn how to set yourself up for success before you even begin to
house hunt, and how to approach investment properties differently
from your own home purchase. Brammall guides you step by step
through the loan and purchase, equipping you with the knowledge you
need to make your property work in your favor.

Property and debt are inseparable in the beginning, but what
most people don’t know is that accruing debt correctly plays a
crucial role in the financial success of the property. This book
explains it all, with practical advice and guidance throughout the
process.

* Learn why debt is necessary and property is so popular

* Navigate the big choices that buying property entails

* Discover the critical differences between homes and investment
properties

* Get mortgage-ready and examine loan structure options

Given his qualifications, Brammall intrinsically understands the
point where property, debt, and investment intersect, as well as
their broader role in your wealth-creation plans. Your home is your
castle, and a major part of your future security – it’s
important to set it up right. For savvy advice from an expert
perspective, Mortgages Made Easy is the property buyer’s
mortgage manual.

Innehållsförteckning

Assumptions and Disclaimers vi

About the Author vii

Acknowledgements xi

Introduction xv

1 Debt — the grease that oils the property wheel 1

2 Why property is so popular 11

3 Getting mortgage fit 27

4 The loan ranger — understanding mortgages 49

5 Home — buying the ’Great Australian Dream’ 77

6 Investment property — building your wealth 99

7 Structuring your loans 131

8 And now for the property purchase 161

Bringing it all home 177

Index 181

Om författaren

BRUCE BRAMMALL is the best-selling author of Debt Man
Walking (and many other titles on property investment) and a
nationally syndicated personal finance columnist. Bruce is a
leading mortgage broker and financial adviser and the managing
director of Bruce Brammall Financial. He is also a successful
property investor.